Member for

1 year 7 months
product term

Defender policy provides protection for unpredictable eventualities like loss or damage of an asset.

  • Fire & special perils
  • Burglary
  • All risks- Office equipment
  • Computer (Electronic equipment)
  • Fidelity Guarantee
  • Money
  • Work injury benefits act & Employers liability
  • Public liability
  • Domestic package
  • Goods in transit
  • Private car
  • Commercial vehicle- Own goods
  • Commercial vehicle- General cartage
  • Cover against fire, lightning, explosion, earthquake etc.
  • Cover against theft, burglary etc.
  • Cover for hardware & software
  • Indemnity against direct pecuniary loss resulting from fraud or dishonesty of employees in the course of employment
  • Cover for money in transit, locked safe, with authorized staff or director etc.
  • Cover for medical and funeral expenses for employees
  • Political Violence and Terrorism Cover
  • Cover for goods while being transported
  • Loss of or damage to livestock, motor vehicles or motorcycles
  • Bullion or unset precious stones
  • Any curiosity or work of art for an amount exceeding Kes 10,000
  • Manuscripts, plans, drawings, designs, patterns models or moulds
  • Explosives
product_id
1
product type

Member for

1 year 7 months
product term

An employee protection cover for DTB SME customers that pays a lumpsum (sum assured) in case of 3 major risk events:

    • Death of an employee
    • Permanent disability of an employee
    • A Critical illness diagnosis
  • This product has a free last expense funeral cover.
  • Group Life
    • Means life cover for groups in which the price of the cover depends more on average age of the group rather than individual age. Eligible Groups are mainly those having employer employee relationships
    • E.g. SMEs, Sole proprietors, Medium sized companies, any other legally registered entity
  • Permanent Disability
    • Means life cover for groups in which the price of the cover depends more on average age of the group rather than individual age. Eligible Groups are mainly those having employer employee relationships
    • E.g. Driver losing his sight or artist losing his hands
  • Critical Disability
    • Means life cover for groups in which the price of the cover depends more on average age of the group rather than individual age. Eligible Groups are mainly those having employer employee relationships
    • E.g. Heart Attack, Open Heart Surgery, Aortic Surgery, Cancer, Renal/Kidney Failure, Paraplegia, Blindness, Major organ transplant, Parkinson.
  • Claims paid within 5 days
  • Funeral benefit paid within 48 Hrs.
  • Pays a lump sum in case of Death, PTD, critical illness, worldwide coverage, No medicals below 6mn
  • Relieves out of pocket liability for SME owners
  • Supports SMEs to attract quality talent through a rich employee benefit package
  • Proposal for form
  • Members/Employee list with names & dates of birth
  • KRA Pin where applicable
  • Registration Certificate
  • Premium proof of payment
  • Corresponding quote
product_id
2
product type