Current Account | DTB KENYA

We offer a range of transactional current accounts in local or foreign currency. These accounts are designed for both personal or business use.

product term

The DTB Classic Individual Current Account is a transactional account, with a flexible pay as you go price structure. That is, zero transactions zero charges, thus no monthly fee. The customer is only charged when he/she transacts. The main service delivery channels for this account is via branches, ATMs and mobile banking.

Benefits

Access to debit card as per tariff
Access to cheque book as per tariff
Access to mobile banking
Free access to e-statements
Access to discounted emergency ambulance services (* See footnotes below. Terms & Conditions Apply)

Features

Currency - Kenya shillings
Opening amount - nil
Minimum balance - nil
Interest rate - N/A
Channels / account & information access - debit card, cheque book, mobile banking, internet banking, e-statements

Requirements

Individual Accounts
- National ID (Kenyan citizens)
- Valid passport & Foreign certificate (Foreign Citizens)
- One passport size photo
- KRA PIN Certificate (Kenya Revenue Authority)
- Proof of Physical address (Lease agreement/ Utility bill indicating- name and physical address)
Corporate Accounts
- Certificate of Incorporation/ Registration or Certificate of Registration Form (for sole proprietors/ clubs/ society/ associations/ churches)
- Constitution & By-Laws for Clubs, Associations, Societies & Foundations
- Memorandum and Articles of Association for companies incorporated pre-2015 (Co. Act 486) while CR 1 and 2/3 & 8 for companies incorporated post 2015 (Co. Act 2015)
- Partnership Deed duly signed by all partners (in case of partnerships)
- Signed Board Resolution by at least two directors or 1 director + company secretary with affixed with a CPS stamp
- KRA Pin Certificate
- Proof of physical address: Business Permit, Lease Agreement, Utility Bill (indicating name and address of entity), New Generation KRA PIN Certificate (indicating name and address of entity)
- Latest audited/ Management Accounts
- Kenyan ID/ Valid Passport with Visa Page, Foreign Certificate/Alien Card (Foreign Nationals) & Tax PIN for all stakeholders (Sole Proprietors, Shareholders (owning more than 5% of the entity), Directors, Partners & Signatories
- Practicing/Trading License (applicable for Lawyers, Insurance Companies, Brokers & Agents, Sacco’s (SASRA), CBK License (for Financial Institutions only))

Charges

Debit card:
- Mastercard gold Kshs. 500
Card replacement - Kshs. 600
Withdrawal fees:
- Withdrawals from DTB ATMs - Kshs. 30
- Withdrawals from Interswitch and Kenswitch ATMs - Kshs. 70
- Withdrawals from all other bank ATMs - Kshs. 200
0.25% cash handling fee (over Kshs. 1 million)
Ledger fee per transaction - Kshs. 30
Cheque book as per tariff
Note: * All charges are subject to applicable tax

Footnotes

Emergency Medical Services
- All other features will remain the same, save for access to an emergency road ambulance service that will be extended to customers under this account class at a discounted rate of Kshs. 800/= per annum. This is an opt-in service that shall be available to customers who wish to sign up for it. (Process for sign up is as attached)
- The above rate shall include ambulance emergency drugs, medical personnel, wear & tear and fuel for rescues within thirty (30) kilometers from the E-PLUS centers country wide.
- The rate of Kenya Shillings Eighty-Five (Kshs. 85) per kilometer shall apply for calls outside the thirty (30) km radius from the nearest designated ambulance location.
- Waiting time in excess of the initial one-hour (1) hour shall attract an additional charge of Kenya Shillings One Thousand (Kshs. 1,000) per hour.
- Please also take note of the Bank’s account general terms and conditions as indicated on the account opening form.
Download signup process

product_id

2

product type

current_account

application form

Download Individual Account Opening Form

Download Business Account Opening Form

Download Joint Account Opening Form

product term

Elite Account

The DTB Elite Individual Current Account is designed to cater for the affluent/experienced individuals who appreciate preferential treatment. The account comes with a minimum balance and a monthly fee. The main service delivery channels for this account is via branches, ATMs and mobile banking.

Benefits

Access to a free Mastercard Platinum Debit Card
Eligible for a minimum credit limit of Kshs. 100,000 (* Terms & Conditions Apply)
Access to one free 25 leaf cheque book per year
Free access to e-statements
Access to Personal Accident Cover of Kshs. 100,000 (* See more details below. Terms & Conditions Apply)
Complementary Road Emergency Ambulance Services (* See more details below. Terms & Conditions Apply)

Features

Minimum balance of Kshs. 5,000
Flat fee of Kshs. 750 per month

Footnotes

Complementary Emergency Ambulance Services
- The customer shall enjoy a complementary road ambulance service, that will be offered to customers under this account class.
- The complementary service includes ambulance emergency drugs, medical personnel, wear & tear and fuel for rescues within thirty (30) kilometers from an E-PLUS center country wide.
- A rate of Kenya Shillings Eighty-Five (Kshs. 85) per kilometer shall apply for calls outside the thirty (30) km radius from the nearest designated ambulance location.
- Additionally, waiting time in excess of the initial one-hour (1) hour shall attract an additional charge of Kenya Shillings One Thousand (Kshs. 1,000) per hour.
Personal Accident Insurance Cover
The customer shall have access to a complementary personal accident insurance policy with benefits under the following categories of up to Kshs. 100,000;
- Death – Kshs. 100,000
- Permanent Total Disability – Kshs. 100,000
- Medical Expenses – Kshs. 50,000

product type

current_account

application form

Download Elite Account Opening Form

Download Elite Account Class Conversion Form

product term

Titan Account

The DTB Titan Individual Current Account is an account designed for the high net-worth individuals who require bespoke banking services and expects preferential treatment and recognition. The account comes with a minimum balance and a monthly fee. The main service delivery channels for this account is via branches, ATMs and mobile banking.

Benefits

Access to a free Mastercard Platinum Debit Card
Eligible for a minimum credit limit of Kshs. 300,000 (* Terms & Conditions Apply)
Access to two free 25 leaf cheque book per year
Free access to e-statements
Access to Personal Accident Cover of Kshs. 300,000 (* See more details below. Terms & Conditions Apply)
Access to Complementary Road & Air Emergency Ambulance Services (* See more details below. Terms & Conditions Apply)

Features

Minimum balance of Kshs. 50,000
Flat fee of Kshs. 2,000 per month

Footnotes

Complementary Emergency Ambulance Services
- The customer shall enjoy a complementary road and air ambulance service, that will be offered to customers under this account class.
- The complementary service includes ambulance emergency drugs, medical personnel, wear & tear and fuel for rescues within thirty (30) kilometers from an E-PLUS center country wide.
- A rate of Kenya Shillings Eighty-Five (Kshs. 85) per kilometer shall apply for calls outside the thirty (30) km radius from the nearest designated ambulance location.
- Additionally, waiting time in excess of the initial one-hour (1) hour shall attract an additional charge of Kenya Shillings One Thousand (Kshs. 1,000) per hour.
Personal Accident Insurance Cover
The customer shall have access to a complementary personal accident insurance policy with benefits under the following categories of up to Kshs. 300,000;
- Death – Kshs. 300,000
- Permanent Total Disability – Kshs. 300,000
- Medical Expenses – Kshs. 150,000

product type

current_account

application form

Download Titan Account Opening Form

Download Titan Account Class Conversion Form

product term

DTB Prime Dollar, Euro and Sterling Current Accounts

These are a group of accounts aimed at attracting foreign currency deposits. To view the applicable foreign currencies, please check out the product features section below.

Benefits

Suitable for clients with a regular income in foreign currency
No ledger fees
Free monthly e-statements
Interest is calculated and credited monthly (USD)
Access to internet banking channels

Features

Currency - US Dollars (USD), Euro (EUR) and Great Britain Pounds (GBP)
Opening amount - nil
Minimum balance - nil
Attractive interest rates on balances over USD 5,000
Channels / account & information access - cheque book , internet banking, E-statements